{"id":36956,"date":"2025-07-20T09:08:26","date_gmt":"2025-07-20T01:08:26","guid":{"rendered":"https:\/\/cntp.jumpinteractive.sg\/?post_type=financial-articles&#038;p=36956"},"modified":"2025-07-23T09:54:37","modified_gmt":"2025-07-23T01:54:37","slug":"big-ticket-insurance-helps","status":"publish","type":"financial-articles","link":"https:\/\/cntp.jumpinteractive.sg\/en\/financial-articles\/big-ticket-insurance-helps\/","title":{"rendered":"Big Ticket Items To Save Up For And How Insurance Helps"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"36956\" class=\"elementor elementor-36956\" data-elementor-post-type=\"financial-articles\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-9d01f2f e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"98947\" data-id=\"9d01f2f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1b9832 elementor-widget elementor-widget-text-editor\" data-id=\"e1b9832\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tFor many in Singapore, financial goals go far beyond everyday needs. Big ticket items, like a dream home, a child\u2019s overseas education, or that once-in-a-lifetime vacation, aren\u2019t just lofty aspirations. They\u2019re milestones that shape the life one wants to live. However, reaching these milestones often comes with hefty price tags. Without proper planning, what starts off as an exciting goal can become a source of stress. That\u2019s why <a class=\"txt-link\" href=\"\/en\/financial-articles\/long-term-stability-finance\/\" target=\"_blank\" rel=\"noopener\">mastering personal finance<\/a> and making smart use of tools like <a class=\"txt-link\" href=\"\/en\/personal\/wealth\/savings\/\" target=\"_blank\" rel=\"noopener\">saving insurance in Singapore<\/a> can go a long way in turning dreams into achievable targets.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb808c3 elementor-widget elementor-widget-heading\" data-id=\"fb808c3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are big ticket items?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14c0665 elementor-widget elementor-widget-text-editor\" data-id=\"14c0665\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u201cBig ticket items\u201d refer to major life purchases or financial commitments that typically require long-term saving or significant upfront investment. These are expenses that can&#8217;t be easily covered by a single month\u2019s income and require careful planning. Some of the most common examples in Singapore include:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d66540 elementor-widget elementor-widget-text-editor\" data-id=\"5d66540\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li style=\"margin-bottom: 5px;\"><strong>Wedding expenses:<\/strong> A wedding celebration can cost anywhere from $30,000 to $100,000, depending on size and venue.<\/li>\n \t<li style=\"margin-bottom: 5px;\"><strong>A dream vacation:<\/strong> Whether it\u2019s a honeymoon or a family trip around the world, travel comes with considerable expenses.<\/li>\n \t<li style=\"margin-bottom: 5px;\"><strong>A new home or down payment:<\/strong> Whether it&#8217;s a BTO flat or a private condo, property prices in Singapore are among the highest in the region.<\/li>\n \t<li style=\"margin-bottom: 5px;\"><strong>Buying a car:<\/strong> With COE prices and maintenance fees, owning a vehicle in Singapore is no small feat.<\/li>\n \t<li style=\"margin-bottom: 5px;\"><strong>Children\u2019s education:<\/strong> From local university fees to international school tuition or overseas studies, education can be a major financial undertaking.<\/li>\n \t<li style=\"margin-bottom: 5px;\"><strong>Starting a business:<\/strong> Entrepreneurs need capital, and often, the best way to raise it is through consistent savings.<\/li>\n \t<li style=\"margin-bottom: 5px;\"><strong>Retirement fund:<\/strong> Planning early for retirement ensures long-term comfort and peace of mind, especially with the rising cost of living.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf76352 elementor-widget elementor-widget-heading\" data-id=\"bf76352\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why it\u2019s hard to save for big ticket items<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-404aa32 elementor-widget elementor-widget-text-editor\" data-id=\"404aa32\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSaving sounds simple in theory, but in practice, many people struggle with it. Here\u2019s why:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee488bd elementor-widget elementor-widget-text-editor\" data-id=\"ee488bd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li style=\"margin-bottom: 5px;\"><strong>Rising cost of living and inflation:<\/strong> As prices increase year-on-year, the value of money diminishes. What\u2019s saved today might not be enough tomorrow.<\/li>\n \t<li style=\"margin-bottom: 5px;\"><strong>Unexpected life events:<\/strong> Medical emergencies, retrenchment, or family obligations can throw financial plans off course.<\/li>\n \t<li style=\"margin-bottom: 5px;\"><strong>Lack of structured saving habits:<\/strong> Without a clear plan, it\u2019s easy to let savings slide or dip into them for less important purchases.<\/li>\n \t<li style=\"margin-bottom: 5px;\"><strong>Short-term temptation:<\/strong> Whether it\u2019s dining out or upgrading gadgets, daily temptations make it hard to focus on long-term goals.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ebf482 elementor-widget elementor-widget-text-editor\" data-id=\"7ebf482\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>These obstacles are common, but not insurmountable, especially with structured savings tools like insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b73ae7 elementor-widget elementor-widget-heading\" data-id=\"3b73ae7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How savings insurance supports your big goals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9848c65 elementor-widget elementor-widget-text-editor\" data-id=\"9848c65\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is where savings insurance can offer real advantages. More than just a savings account, these plans offer structure, growth potential, and protection.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd3b4ef elementor-widget elementor-widget-text-editor\" data-id=\"dd3b4ef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>1. Disciplined saving<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-481796b elementor-widget elementor-widget-text-editor\" data-id=\"481796b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSavings insurance plans are a disciplined way to grow your wealth over time. A helpful guideline to manage your finances is the 50\/30\/20 rule, where 50% of your income goes to needs (such as rent, bills, and groceries), 30% to wants (like dining out, entertainment, and hobbies), and 20% to savings and investments. Savings insurance fits neatly into that 20% category. With structured contributions over a fixed term, regular savings insurance plans support consistent wealth accumulation while reducing the temptation to spend prematurely.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0060f62 elementor-widget elementor-widget-text-editor\" data-id=\"0060f62\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>2. Wealth accumulation<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca7e02e elementor-widget elementor-widget-text-editor\" data-id=\"ca7e02e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSaving insurance plans are designed to support long-term wealth accumulation. Unlike a bank savings account, these plans often include guaranteed returns and potential bonuses with insurance coverage, which can help grow your wealth steadily over time. By committing to regular premium contributions, you build a financial foundation that not only safeguards you and family but also supports future goals like retirement or legacy planning.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d71eda elementor-widget elementor-widget-text-editor\" data-id=\"6d71eda\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>3. Financial protection<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4e7d3d elementor-widget elementor-widget-text-editor\" data-id=\"f4e7d3d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAs part of responsible financial planning, it is recommended to allocate around 15% of your income to insurance protection. Many savings insurance plans include built-in coverage, helping to safeguard your wealth in the event of death or disability. This ensures your finances catered for the family is intact , even in life\u2019s uncertainties.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9b5652 elementor-widget elementor-widget-text-editor\" data-id=\"f9b5652\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>4. Liquidity of funds<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2f1b60 elementor-widget elementor-widget-text-editor\" data-id=\"f2f1b60\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWhile savings insurance plans are designed for long-term goals, some offer features like partial withdrawals or policy loans. This provides liquidity when needed, without the need to cancel the plan or forfeit long-term gains.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92a3de2 elementor-widget elementor-widget-text-editor\" data-id=\"92a3de2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>5. Maturity payout<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44c5124 elementor-widget elementor-widget-text-editor\" data-id=\"44c5124\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAt the end of the savings term, a lump sum is paid out. This can coincide with specific life milestones such as paying for a child\u2019s university tuition, buying a house, or starting a business.\n<br><br>China Taiping Singapore offers a range of savings insurance plans tailored to suit various life stages and financial objectives. Here are three options worth exploring:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48e0695 elementor-widget elementor-widget-text-editor\" data-id=\"48e0695\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li style=\"margin-bottom: 10px;\"><a class=\"txt-link\" href=\"\/en\/personal\/wealth\/savings\/i-cashlife\/\" target=\"_blank\" rel=\"noopener\"><strong>i-CashLife:<\/strong><\/a> A whole life insurance plan that goes the distance \u2013 literally until age 120. It offers yearly cashbacks of up to 3.95% p.a. of your Total Yearly Premium right after the end of your selected premium term. You will be rewarded with loyalty cashback on the 20th policy anniversary and every 10 years thereafter. Ideal for those seeking stable, long-term benefits alongside life coverage.<\/li>\n \t<li style=\"margin-bottom: 10px;\"><a class=\"txt-link\" href=\"\/en\/personal\/wealth\/savings\/i-wealthsaver\/\" target=\"_blank\" rel=\"noopener\"><strong>i-WealthSaver:<\/strong><\/a> This savings plan allows savers to grow their wealth at different life stages. Whether you&#8217;re planning for retirement, a child\u2019s future, or your next big investment, this plan adapts to your goals. It offers attractive maturity returns of up to 3.6% p.a. and 100% capital guaranteed from as early as the end of the 5th policy year.<\/li>\n \t<li style=\"margin-bottom: 10px;\"><a class=\"txt-link\" href=\"\/en\/personal\/wealth\/savings\/i-saver8\/\" target=\"_blank\" rel=\"noopener\"><strong>i-Saver8:<\/strong><\/a> Perfect for those who want a short-term commitment with attractive rewards. With just two years of premium payments, you\u2019ll enjoy returns of up to 3.13% p.a. upon maturity at year 8. This plan also comes with death protection coverage, providing peace of mind along the way.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6edcdbc elementor-widget elementor-widget-heading\" data-id=\"6edcdbc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comparing savings insurance to other methods<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0abbe39 elementor-widget elementor-widget-text-editor\" data-id=\"0abbe39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIt\u2019s always useful to understand how savings insurance stacks up against other financial tools:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b26be18 elementor-widget elementor-widget-text-editor\" data-id=\"b26be18\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li style=\"margin-left: -20px;\"><strong>Bank savings accounts<\/strong><br><ul>\n<li>Low risk, but also low returns.<\/li>\n \t<li>Easy access to funds but doesn\u2019t encourage long-term saving discipline.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c28bf8 elementor-widget elementor-widget-text-editor\" data-id=\"8c28bf8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li style=\"margin-left: -20px;\"><strong>Stocks, unit trust and bonds<\/strong>\n<ul>\n \t<li>Higher returns are possible, but so are higher risks.<\/li>\n \t<li>Requires financial knowledge and constant monitoring.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab5e4c elementor-widget elementor-widget-text-editor\" data-id=\"1ab5e4c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li style=\"margin-left: -20px;\"><strong>Government schemes<\/strong>\n<ul>\n \t<li>Schemes like the CPF Housing Grant or Baby Bonus can support specific expenses, but coverage is limited to eligibility and type of expenditure.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7934fe5 elementor-widget elementor-widget-text-editor\" data-id=\"7934fe5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ultimately, no single method is perfect. Many Singaporeans use a mix of approaches: savings insurance for disciplined and steady growth; investments for higher returns; and bank savings account for liquidity. The right combination depends on your financial goals, risk appetite, and time for wealth accumulation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc663a2 elementor-widget elementor-widget-heading\" data-id=\"cc663a2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7431ea elementor-widget elementor-widget-text-editor\" data-id=\"f7431ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWhether it&#8217;s buying a new home, funding a child\u2019s education, or simply planning for retirement, big dreams come with big price tags. But with the right strategy, they don\u2019t have to feel out of reach. That\u2019s where mastering personal finance makes all the difference. Structured tools like savings insurance offer both protection and potential, giving you a dependable path to reach your life goals. If you&#8217;re ready to start planning for the important milestones ahead, speak to a trusted financial advisor at China Taiping Singapore. Explore saving insurance plans in Singapore that match your needs and get one step closer to turning big dreams into reality.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>For many in Singapore, financial goals go far beyond everyday needs. Big ticket items, like a dream home, a child\u2019s overseas education, or that once-in-a-lifetime vacation, aren\u2019t just lofty aspirations. They\u2019re milestones that shape the life one wants to live. However, reaching these milestones often comes with hefty price tags. Without proper planning, what starts [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"template":"elementor_theme","meta":{"_acf_changed":false,"ocean_post_layout":"full-width","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"on","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","_links_to":"","_links_to_target":""},"class_list":["post-36956","financial-articles","type-financial-articles","status-publish","hentry","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Big Ticket Items To Save Up For And How Insurance Helps<\/title>\n<meta name=\"description\" content=\"Big purchases need smart planning. 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