{"id":37530,"date":"2025-09-02T10:27:21","date_gmt":"2025-09-02T02:27:21","guid":{"rendered":"https:\/\/cntp.jumpinteractive.sg\/?post_type=financial-articles&p=37530"},"modified":"2025-09-03T10:37:07","modified_gmt":"2025-09-03T02:37:07","slug":"the-illness-you-didnt-plan-for-and-the-coverage-you-should","status":"publish","type":"financial-articles","link":"https:\/\/cntp.jumpinteractive.sg\/en\/financial-articles\/the-illness-you-didnt-plan-for-and-the-coverage-you-should\/","title":{"rendered":"The Illness You Didn\u2019t Plan For, And The Coverage You Should"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\t\t\t\tLife rarely gives us a heads-up before things change. Imagine being 45, right in the prime of your career with a beautiful family, all of a sudden you hear some life-altering words from your doctor. At that moment, everything shifts. Suddenly, it\u2019s not just your health on the line but your income, your children\u2019s future, your mortgage, your peace of mind.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Illness doesn\u2019t just impact the body. It interrupts dreams, disrupts daily life, and puts financial plans on hold. And while no one ever plans to get sick, statistics say otherwise. In Singapore, 1 in 4 people may face cancer in their lifetime, and yet, according to the Life Insurance Association (LIA) Singapore<\/a>, most of us are woefully underprepared, with a 74% protection gap when it comes to critical illness coverage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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The reality of protection gaps in Singapore<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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So, why do so many Singaporeans remain unprotected? The truth is, many delay or avoid getting sufficient critical illness (CI) coverage due to a mix of practical and psychological barriers:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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